Ramsey Solutions

Lots of bad news about Dave Ramsey has been published. Now's the time for fresher stuff

Lots of bad news about Dave Ramsey has been published. Now's the time for fresher stuff

A lot has been written about Dave Ramsey, the Franklin, Tennessee-based Christian finance guru whose multi-million-dollar company, Ramsey Solutions, attempts to keep track of the private sexual activities of its employees — as a matter of religious doctrine.

For the longest time, Bob Smietana, former religion editor for The Tennessean and now a national writer for Religion News Service, has been pumping out stories about Ramsey’s antics.

As one of Smietana’s stories stated earlier this year, “Ramsey Solutions, former employees and their spouses say, is run more like a church than a business.” And, he wrote, it’s not only the sex stuff that can get you in trouble. It’s whether you have consumer debt, if your spouse makes a withering comment about the company on social media or whether you gossiped about life inside the company.

There was blowback, of course. When Smietana covered these stories, he got personally attacked.

Now it looks like Liam Adams, who came onto the Tennessean’s staff in mid-2021, is picking up the mantle with more ink about Ramsey’s “righteous living” rules. It takes time to get the sources to put together such an article and I’m guessing it took more than a year for Adams to find an cultivate his own whistleblowers.

 The piece, which ran in USA Today as well, began:

After rededicating his life to Christ following a yearlong struggle with addiction, the man saw Ramsey Solutions as a company where he could grow and live out his faith-inspired values.

When he started working there, “We were seeing the faithfulness of God … begin to restore our son’s life back to our family, back to Him and the values he was raised with,” the employee’s mother said in a letter to Dave Ramsey, Ramsey Solutions CEO and the driving force behind the Franklin-based personal finance company.

Everything changed for the employee when his bosses learned his wife was pregnant.

“The issue is that they just got married,” said one executive in an email to colleagues.

After some math, the executives concluded the employee and his wife conceived their child before getting married. Sexual intercourse outside of marriage violates the company’s “righteous living” policy and warrants termination.

This poor employee must have quickly realized this and regretted saying anything about his personal life to his bosses.

They fired him.


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Plug-In: Some Christmas ink -- since we're nearing the end of religion-beat 2022

Plug-In: Some Christmas ink -- since we're nearing the end of religion-beat 2022

Santa Claus is coming to town!

Next week, in fact. On a Sunday, as you might have heard.

With Christmas and New Year’s on the way, this marks the final regular edition of Weekend Plug-in for 2022. As we wrap up three years of this newsletter, I want to thank everyone who reads and supports Plug-in. Please keep sharing it with your friends!

Next week, we’ll do our annual roundup of the best religion journalism of the calendar year. I’m still taking nominations from Godbeat pros for this list.

Keeping in the Christmas spirit, here are seven holly jolly reads:

Peace on earth in a land of unrest (by Audrey Jackson, Christian Chronicle)

Bethlehem welcomes Christmas tourists after pandemic lull (by Sam McNeil, Associated Press)

Five unique variations of Santa Claus around the world (by Deborah Laker, ReligionUnplugged.com)

Most churches plan to open on Christmas and New Year’s (by Aaron Earls, Lifeway Research)

After cows escaped its live nativity event, this North Carolina church had a not-so-silent night (by Kelsey Dallas, Deseret News)

When is Christmas? For church leaders, it's complicated (by Terry Mattingly, Universal Syndicate)

Unitarians and Episcopalians created American Christmas (by Daniel K. Williams, Christianity Today)


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Vague doctrine at for-profit company? Tennessean nails key issue in new Ramsey lawsuit

Vague doctrine at for-profit company? Tennessean nails key issue in new Ramsey lawsuit

Get ready for more stories in which religious believers clash with the increasingly woke doctrines proclaimed, and enforced, by the Human Resource personnel in modern corporations.

Can your company fire you for declining to use a colleague’s preferred pronouns? What happens if (a) someone declines to remove a study Bible from his or her desk or (b) some believers refuse to hang LGBTQ+ rainbow solidarity posters in their offices? What if an employee marches in a right-to-life parade? Battles continue, in some workplaces, over crosses, beards, headwear and other religious symbols.

That’s one side of the HR culture wars. Meanwhile, it’s clear — pending the outcome of the Equality Bill debates — that faith-defined nonprofits have the right to create lifestyle and doctrinal covenants for the people who chose to sign them and, thus, work in these ministries.

But what about for-profit companies led by executives who want to maintain faith-friendly images? What are the limits on their policies?

For example, Hobby Lobby won its U.S. Supreme Court case after rejecting the Obamacare requirement that contraceptives be included in employee benefits packages. But what if for-profit company leaders said that, for faith-based reasons, they could investigate and fire employees who USED contraceptives?

This brings us to another fascinating dispute inside the Ramsey Solutions empire. The Tennessean headline asks: “Can you be fired over your sex life? Dave Ramsey thinks so.” Here is the overture:

While a former employee has accused Ramsey Solutions of terminating her because of her pregnancy, the company disputes the claim. Company lawyers said in court filings the employee was fired for premarital sex and so were a dozen other employees.

Former administrative assistant Caitlin O'Connor, who was employed by Ramsey Solutions for over four years and never disciplined, said when she announced she was pregnant in June and requested paperwork for maternity leave, she was terminated for her pregnancy since she isn't legally married to her longtime partner, the baby's father.

Lawyers for Ramsey Solutions, owned by Dave Ramsey — a conservative financial titan who made headlines when he hosted a giant Christmas party during the pandemic and refused to let his employees work from home — said O'Connor wasn't fired because she was pregnant. She was terminated for having premarital sex.


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Now for something completely different: RNS scribe doxxed after investigating Ramsey Solutions

Now for something completely different: RNS scribe doxxed after investigating Ramsey Solutions

Religion reporters don’t usually have to fear for their lives, nor wonder if someone’s going to show up at their homes to exact some kind of revenge for an unfavorable story.

But there’s always a first time.

Several weeks ago, Bob Smietana, the veteran national reporter for Religion News Service, got to experience some very weird doxxing — not at the hands of some anti-religious conspiracy, but from devout Christians.

On Jan. 15, RNS published Smietana’s 4,150-word investigative piece on the workplace at evangelical financial guru Dave Ramsey’s $42 million headquarters in Franklin, Tenn., just south of Nashville. (The Tennessean, Nashville’s hometown newspaper, finally got around to running the piece on Jan. 28.)

That piece followed a Dec. 11 story by Smietana on Ramsey’s for-profit enterprise defying COVID-19 precautions such as wearing masks.

Put all that together and you had a non-flattering description of a workplace shaped by strict controls and perhaps even a personality cult. Here is what ran Jan. 15

NASHVILLE, Tenn. (RNS) — Dave Ramsey has spent the past three decades trying to build what he calls the best place to work in America.

From his headquarters south of Nashville, the evangelical Christian personal finance guru runs a media and live events empire that includes a popular national talk radio show. Tickets to workshops on topics such as “EntreLeadership” run from $3,000 to $10,000.

Thousands of churches around the country, meanwhile, host Ramsey’s “Financial Peace University,” a 9-week program built around his principles for handling money “God’s way.”

Several churches I’ve attended have indeed offered this program. Finances is something most pastors know nothing about, so they kick the task over to Ramsey, who’s making millions off these referrals.

But inside Ramsey Solution’s $42 million headquarters, there appear to be some problems, according to the kind of source one normally encounters in pieces of these kinds — former employees..

Ramsey’s intolerance for dissent has created what former employees call a cult-like environment, where leaders proclaim their love for staff and then fire people at a moment’s notice.


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